These days, criminals are experts at impersonating people, organisations and the police, so it can be difficult to spot scam texts, emails and phone calls. However, there are things we can all do to protect ourselves.
As Brits we aren’t renowned for being direct. Research reveals 92% of Brits have said ‘yes’ to a scam because they don’t want to appear rude saying ‘no’. When it comes to fraudsters, being indirect could have serious financial and emotional consequences.
If someone contacts you asking for your personal or financial information it’s important to say ‘no’. It’s ok to reject, refuse or ignore any requests. Only criminals will try to rush or panic you.
REPORTING FRAUD AND SCAMS
If you receive a scam email, you can forward it to firstname.lastname@example.org
If you receive a scam text, forward it to 7726 (which spells ‘SPAM’ on your telephone keypad)
If you have made a payment in response to a scam, contact your bank as soon as possible as they may be able to recover some of your money and will refund you in certain circumstances.
If you believe you have been the victim of fraud, you can call Lincolnshire/Leicestershire Police on 101. If you or someone else is in immediate danger because of a scam (for example, being threatened by an aggressive doorstep caller), call the Police on 999.
You can also report fraud to Action Fraud either by phone or online:
0300 20123 202040
FURTHER ADVICE AND INFORMATION
Take Five is a national campaign that offers straight-forward and impartial advice to help everyone protect themselves from preventable financial fraud. This includes email deception and phone-based scams as well as online fraud – particularly where criminals impersonate trusted organisations.
Read more on their website: